Saturday, December 16, 2006

Saving Vs Spending

I have not written anything for long,reason being didn't found anything interesting and secondly was a little busy.
A discussion yesterday made me change my mind, the discussion was on" Saving or Spending", though this ia widely discussed topic still i felt like writing about it.The debate started with the notion that we should always save for the rainy days , no one can disagree but my point is for saving for the rainy day we will miss all the sunny days, if are not enjoying the sunny days then whats the use saving for the rainy day.Whats the use of earning if you cant spend it, though i admit that being six months in a job i m hardly a authority on this subject and as many say that i will change once i know and face the real world.
But I have enjoyed my six months of earning as well as spending, though the saving angle is yet to catch up but Income tax can do what all the "gyaani people" cannot, I have been told that if i dont save a certain sum than I will go salaryless in march and with the hands to mouth situation I am , I cannot afford it.I know my situation now shouts loudly that we should save and plan and to a point i also agree but how much and when is the biggest question.
I am totally confused now more than what i was at the beginning of the blog.